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Swartzwelder

comma John
1,565 Posts
39/M/PA

offline     (10)
January 18 2010 1:33 AM   QuickQuote Quote  
A website or government phone number to obtain a credit score without having to sign up and pay for shit. I know everyone is entitled to one free report a year, but everywhere I turn, I can't get anywhere without having to pay for something.
DeadlyHandSammich
creepin on you
3,302 Posts
37/M/NA


offline   (3)
January 18 2010 1:49 AM   QuickQuote Quote  
No. Even if you're blind you can't ask them over the phone because they will literally send you a braille version of your credit score.

You'll just have to request a report via click here for link

If you call them at 1-877-322-8228, I think they just mail it to you anyhow.
Swartzwelder
comma John
1,565 Posts
39/M/PA


offline     (10)
January 18 2010 1:57 AM   QuickQuote Quote  
See, I went through annualcreditreport.com, but I never got anything mailed or emailed. Just trying to see if I have anybody pulling fake credit cards on my SSN or other fucked up shit.
DeadlyHandSammich
creepin on you
3,302 Posts
37/M/NA


offline   (3)
January 18 2010 5:10 AM   QuickQuote Quote  
Well thats the best source to go through really... I used to have the Experian Triple 3-in-1 shit for like $13 a month.. emailed me anytime anything ever happened no matter what it was. It was nice to have at the time but it is a service you have to pay for unfortunately and I think its around $21 a month now.
brian.
new cocks
146,088 Posts
35/M/IL


offline   (9)
January 18 2010 9:35 AM   QuickQuote Quote  
if a company has TV commercials and a jingle, do not use them.
brian.
new cocks
146,088 Posts
35/M/IL


offline   (9)
January 18 2010 10:09 AM   QuickQuote Quote  
thats one thing people get mixed up on. FICO scores and credit reports arent one in the same and usually dont come together.
Elliot
Bad Debt
6,337 Posts
35/M/CO


offline   (4)
January 18 2010 10:10 AM   QuickQuote Quote  
Originally posted by: brian.

if a company has TV commercials and a jingle, do not use them.



No shit I find it hard to believe that that one guy with that same song just different situations still has bad credit. You think someone would give him a line of credit by now we all know he has a job. free credit report .com yeah thats a waste.
DeadlyHandSammich
creepin on you
3,302 Posts
37/M/NA


offline   (3)
January 18 2010 10:29 AM   QuickQuote Quote  
Yeah stay away from the bullshit with commercials. I got my service directly from Experian... all 3 major places offer services if you're looking to monitor and get shit back on track
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